You should pay off your credit card debt each month in full.Definitely get the match money for the 401k at the very least.You're in a very comfortable spot, and I think you've got the right ideas on most of the points you've raised. What am I missing out on? What could I be doing better? What would you do in my current position? Any advice? I eventually do want to get a nice house, a nice car, and everything in between. Maybe I can be investing into something that would increase my funds substantially. I did however start thinking that I may just be throwing money away. I live very comfortably with no worries that I have to think about constantly. Would spend roughly anywhere from $800-1000 a month on food. Felt like I shouldn't leave money on the table. So I am taking advantage of the entire match and contributing 5%. They currently match 100% for the first 3% and match 50% for the next 2%. * Student Loans - $25,000, currently paying $284 per month. Coming out of school into this is basically a dream for many. Job has been pretty great, no complaints. With compensation and bonuses, I made just under $100,000. I make $80000 a year as a security analyst for a financial institution. I graduated university a little over 2 years ago with two bachelors. Am I missing out on things that I am not aware about? Now, I'm posting as to get a bit more details into my finances and what I should be doing with my money. I've learned plenty of things on what I should be doing, what I shouldn't, and others stories on how they tackled their debt. I've been stalking this subreddit for a while now. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests.You won't need to worry about your calculating skills when you use a budget template-focus your energy on saving and let a template do the rest.With easy-to-use templates, you'll save time and money year-round by creating beautiful custom cards. Browse budget templates made for a range of uses, from regular monthly budgets to budgets focused on weddings, college, or saving for a home. By visualizing your expenses and financial goals, you'll be able to see exactly where your money goes. Whether you're managing the office budget of a small business or need to track your personal expenses, using a template makes it easier to stay organized. Monitor all of your home or business expenses accurately and decide what areas of your budget can be better managed. Simplify your monthly or weekly budgeting by using a free, customizable budget template. Reaching your financial goals takes careful planning and saving-using the right tools is the first step to budgeting effectively. Create Business budgets Invoices Payroll Employee recognition Employee training Hiring and recruitment Business timesheets Brochures Business cards Contests Flyers Newsletters Open house Pamphlets Posters Sales Agendas Minutes Presentations Gantt charts Memo Pitch decks Surveys Planners and trackers Back to school College tools Graduation Papers and reports Class posters Lesson plans Student awards and certificates Teacher communication Teacher presentations Decorations Event flyers Event posters Invitations Holiday Anniversary Baby announcements Birthday Memorials Wedding Health and workout trackers Journaling Positive affirmations Calculators Kids activities Labels Letters Lists Personal budgeting Cover letters Resumes Coloring books and pages Floral and garden Menus Photo albums Scrapbooking Travel Volunteering Writing Facebook Facebook ad Facebook cover Facebook post Facebook story Instagram Instagram post Instagram story LinkedIn Pinterest Pinterest ad pin Pinterest pin TikTok Twitter Twitter header Video YouTube Designer Word Excel PowerPoint Forms Clipchamp Loop Learn & grow
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